Paytm Share Price Target 2024-2030 Fundamentals & Quarterly Results

Paytm Share Price Target 2024 2025 2026 2027 2028 2029 2030 Fundamentals & Quarterly Results –Paytm is a multi-national payment system manufacturing company based in Noida, India. It works in online payment and financial service provision. The company was started by Vijay Shekhar Sharma in 2010 hence it has become the largest platforms used for processing payments throughout India for many people due to its user-friendly interface, safe money transfer system as well as numerous discounts provided to customers either as cashback or incentives.Paytm share price target

Paytm Overview

One 97 Communications Ltd was established in 2000 and today, it has grown to be India’s most reputable online space for both customers and business players. By March 31, 2021, it enjoys a customer base of over 333 million and its client list includes more than 21 million merchants who receive its payment processing, banking, E-commerce and cloud services.

Company Name One 97 Communications Ltd
Listed at NSE & BSE
Head Office First Floor, Devika Tower, ,Nehru Place, New Delhi Delhi 110019
Board Of Directors
  • Mr.Vijay Shekhar Sharma Chairman & M.D & CEO
  • Mr.Madhur Deora Executive Director & President
  • Ms.Pallavi Shardul Shroff Ind. Non-Executive Director
  • Mr.Ashit Lilani Ind. Non-Executive Director
  • Mr.Neeraj Arora Ind. Non-Executive Director
  • Mr.Gopalasamudram Srinivasaraghavan Sundararajan Ind. Non-Executive Director
  • Mr.Ravi Chandra Adusumalli Non Exe.Non Ind.Director
Official Website paytm.com

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Paytm Business Profile

Paytm is India’s leading digital eco-system for customers and merchants and has developed the biggest payment network. The company launched “Paytm Soundbox”** which can be accessed in eleven different languages.

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Network

Through its consumers and merchants two-way eco-system, it facilitates trade and has relationship with its financial institution partners to avail financial services. On the one hand, it provides merchants services including ticket selling facilities for their consumers as well as advertisement media and loyalty programs like promotions or gift certificates but on the other hand it also acts as a lifestyle portal for consumers where they can acquire services ranging from travel to entertainment ticketing and gaming among others.

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Payment Service

In this regard, the company has Paytm payment instruments under it such as Wallet, Paytm Postpaid (BNPL), and QR Code that are meant for clients. Paytm Soundbox and POS are some of them while others target sellers. The total GMV for FY22 was ₹8.5 Lakh Cr compared to ₹4.0 Lakh Cr for FY21. Among all UPI operations in India, Paytm holds a 13% share. However, it is in peer-to-peer transactions involving business people in which this company actually rules as up to 50% of such deals are done using Paytm platform.

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Commerce and Cloud Services

In this segment, the services which the company provides are Paytm Mall and E-commerce platform for shopping, PayTm First subscription that comes with Games, Mini App Store, and Entertainment as well as Travel Ticketing.

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Its customers are charged one Convenience fee for processing payments, along with a Payment Processing fee and a marking and Advertising fee which come from its Merchants.

Financial Services

Services offered by the company to consumers and merchants in this segment include Mobile Banking, Lending,insurance, and wealth management.

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The company charges Payment Gateway and convenience fees for Digital Banking, Sourcing and Collection fees from NBFC/Banks for Lending services, Brokerages, and fees to their customers using Co.’s Trading Platform and Brokerage from Insurance Companies for the Insurance service. On Sep,23, Paytm launched Paytm Card Soundbox India’s first ever Soundbox that enables card payments.

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Transfer of Business

In the financial year 2022, the Company transferred its Online Payment Aggregation Business to a wholly owned subsidiary of the Company called Paytm Payments Services Limited. loans including personal, postpaid or merchant loans are given to MSMEs.

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Following RBI’s guidelines, the corporation plans to shrink loans of less than ₹50,000 while moving into high-ticket loan space; those below 50 thousand rupees connotations were about 70-73% on Oct-Nov,23 and 75percent at Q2FY24 postpaid segment.For personal loans Paytm holds (~3-5%) and Merhcant loans (~4-6%) market shares, respectively; it has other banks and NBFCs joining our lending network where EBOP-based lending partners can be added to its platform, including credit cards’ top ups by end of seasons.

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Partnership with Amadeus

In order to redefine travel experience by using Artificial Intelligence, on Nov 23, 2020, Paytm partnered with Amadeus, a global travel technology company. It will bring together Paytm’s extensive user base and Amadeus’s expertise to provide travelers with a more seamless and efficient booking experience.

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Penalty by RBI

The RBI fined Paytm Payments Bank Limited Rs 5.39 crore on October 23 for failing to comply with some provisions of Reserve Bank’s 2016 KYC guidelines.

Paytm Fundamentals & Quarterly Results

Market Cap ₹ 29,354 Cr.
Current Price ₹ 462
High / Low ₹ 998 / 310
Stock P/E
Book Value ₹ 210
Dividend Yield 0.00 %
ROCE -10.2 %
ROE -10.7 %
Face Value ₹ 1.00
Debt to Equity 0.01
Debt Capacity 0.23
Debt preceding year ₹ 223 Cr.
Debt ₹ 177 Cr.
Reserves ₹ 13,263 Cr.
EPS ₹ -22.3
EPS last year ₹ -22.3
Pledged Percentage 0.00 %
FCF Prev Ann ₹ -281 Cr.
EV/EBITDA -38.9
Industry PE 60.9
PEG Ratio
Piotroski Score 7.00
Earnings Yield -5.60 %
Sales Growth 5 Years 25.4 %

Paytm Quarterly Results

Metric Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Sales 1,541 1,680 1,914 2,062 2,334 2,342 2,519 2,850 2,267
Expenses 2,308 2,320 2,461 2,393 2,466 2,652 2,750 3,014 2,734
Operating Profit -767 -640 -547 -331 -131 -311 -231 -163 -467
OPM % -50% -38% -29% -16% -6% -13% -9% -6% -21%
Other Income 108 102 100 83 130 123 139 149 132
Interest 7 6 5 5 7 7 7 5 5
Depreciation 95 97 104 124 160 159 180 201 196
Profit before tax -762 -641 -557 -377 -168 -354 -279 -221 -536
Tax % -0% -1% -3% -4% 0% -1% -5% -0% -3%
Net Profit -762 -645 -572 -392 -168 -358 -292 -222 -550
EPS in Rs -11.74 -9.93 -8.80 -6.04 -2.66 -5.63 -4.58 -3.46 -8.65

CAGR Report

10 Years 5 Years 3 Years TTM / 1 Year
Compounded Sales Growth % 25% 53% 25%
Compounded Profit Growth % 11% 5% 21%
Stock Price CAGR % % % -43%
Return on Equity % -19% -15% -11%

Paytm Shareholding Pattern

Mar 2022 Mar 2023 Mar 2024
FIIs 4.42% 71.83% 60.41%
DIIs 1.07% 3.19% 6.85%
Public 94.51% 24.98% 32.75%
No. of Shareholders 12,59,775 11,20,566 12,31,219

Paytm Share Price Target 2024-2030 Forecast

Year Initial Target Mid-Year Target Year-End Target
2024 ₹815.19 ₹1039.87 ₹1174.67
2025 ₹1198 ₹1126 ₹1344
2026 ₹1371 ₹1289 ₹1540
2027 ₹1571 ₹1476 ₹1762
2028 ₹1797 ₹1690 ₹2018
2029 ₹2058 ₹1934 ₹2308
2030 ₹2354 ₹2212 ₹2641

PAYTM Share Price Target 2025

Month Target
January ₹1198
February ₹1222
March ₹1246
April ₹1205
May ₹1165
June ₹1126
July ₹1171
August ₹1218
September ₹1267
October ₹1292
November ₹1318
December ₹1344

PAYTM Share Price Target 2026

Month Target
January ₹1371
February ₹1398
March ₹1426
April ₹1379
May ₹1333
June ₹1289
July ₹1341
August ₹1395
September ₹1451
October ₹1480
November ₹1510
December ₹1540

PAYTM Share Price Target 2027

Month Target
January ₹1571
February ₹1602
March ₹1634
April ₹1580
May ₹1527
June ₹1476
July ₹1535
August ₹1596
September ₹1660
October ₹1693
November ₹1727
December ₹1762

PAYTM Share Price Target 2028

Month Target
January ₹1797
February ₹1833
March ₹1870
April ₹1808
May ₹1748
June ₹1690
July ₹1758
August ₹1828
September ₹1901
October ₹1939
November ₹1978
December ₹2018

PAYTM Share Price Target 2029

Month Target
January ₹2058
February ₹2099
March ₹2141
April ₹2070
May ₹2001
June ₹1934
July ₹2011
August ₹2091
September ₹2175
October ₹2219
November ₹2263
December ₹2308

PAYTM Share Price Target 2030

Month Target
January ₹2354
February ₹2401
March ₹2449
April ₹2367
May ₹2288
June ₹2212
July ₹2300
August ₹2392
September ₹2488
October ₹2538
November ₹2589
December ₹2641

 

Official Website – paytm.com

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