Paytm Share Price Target 2024 2025 2026 2027 2028 2029 2030 Fundamentals & Quarterly Results –Paytm is a multi-national payment system manufacturing company based in Noida, India. It works in online payment and financial service provision. The company was started by Vijay Shekhar Sharma in 2010 hence it has become the largest platforms used for processing payments throughout India for many people due to its user-friendly interface, safe money transfer system as well as numerous discounts provided to customers either as cashback or incentives.
Latest Update -One 97 Communications, the parent company of Paytm, reported a widened cons loss of Rs 838.9 crore in the June quarter, compared to Rs 357 crore in the same quarter last year. Q1 Revenue declined by 36% YoY to Rs 1,502 crores from Rs 2342 crores in Q1 FY24. Nonetheless, excluding nearly Rs 545 crores worth of ESOP losses from its’ EBITDA gross profit margin and total sales for that period, its’ reported on track.
Paytm Overview
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One 97 Communications Ltd was established in 2000 and today, it has grown to be India’s most reputable online space for both customers and business players. By March 31, 2021, it enjoys a customer base of over 333 million and its client list includes more than 21 million merchants who receive its payment processing, banking, E-commerce and cloud services.
Company Name | One 97 Communications Ltd |
Listed at | NSE & BSE |
Head Office | First Floor, Devika Tower, ,Nehru Place, New Delhi Delhi 110019 |
Board Of Directors |
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Official Website | paytm.com |
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Paytm Business Profile
Paytm is India’s leading digital eco-system for customers and merchants and has developed the biggest payment network. The company launched “Paytm Soundbox”** which can be accessed in eleven different languages.
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Network
Through its consumers and merchants two-way eco-system, it facilitates trade and has relationship with its financial institution partners to avail financial services. On the one hand, it provides merchants services including ticket selling facilities for their consumers as well as advertisement media and loyalty programs like promotions or gift certificates but on the other hand it also acts as a lifestyle portal for consumers where they can acquire services ranging from travel to entertainment ticketing and gaming among others.
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Payment Service
In this regard, the company has Paytm payment instruments under it such as Wallet, Paytm Postpaid (BNPL), and QR Code that are meant for clients. Paytm Soundbox and POS are some of them while others target sellers. The total GMV for FY22 was ₹8.5 Lakh Cr compared to ₹4.0 Lakh Cr for FY21. Among all UPI operations in India, Paytm holds a 13% share. However, it is in peer-to-peer transactions involving business people in which this company actually rules as up to 50% of such deals are done using Paytm platform.
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Commerce and Cloud Services
In this segment, the services which the company provides are Paytm Mall and E-commerce platform for shopping, PayTm First subscription that comes with Games, Mini App Store, and Entertainment as well as Travel Ticketing.
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Its customers are charged one Convenience fee for processing payments, along with a Payment Processing fee and a marking and Advertising fee which come from its Merchants.
Financial Services
Services offered by the company to consumers and merchants in this segment include Mobile Banking, Lending,insurance, and wealth management.
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The company charges Payment Gateway and convenience fees for Digital Banking, Sourcing and Collection fees from NBFC/Banks for Lending services, Brokerages, and fees to their customers using Co.’s Trading Platform and Brokerage from Insurance Companies for the Insurance service. On Sep,23, Paytm launched Paytm Card Soundbox India’s first ever Soundbox that enables card payments.
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Transfer of Business
In the financial year 2022, the Company transferred its Online Payment Aggregation Business to a wholly owned subsidiary of the Company called Paytm Payments Services Limited. loans including personal, postpaid or merchant loans are given to MSMEs.
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Following RBI’s guidelines, the corporation plans to shrink loans of less than ₹50,000 while moving into high-ticket loan space; those below 50 thousand rupees connotations were about 70-73% on Oct-Nov,23 and 75percent at Q2FY24 postpaid segment.For personal loans Paytm holds (~3-5%) and Merhcant loans (~4-6%) market shares, respectively; it has other banks and NBFCs joining our lending network where EBOP-based lending partners can be added to its platform, including credit cards’ top ups by end of seasons.
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Partnership with Amadeus
In order to redefine travel experience by using Artificial Intelligence, on Nov 23, 2020, Paytm partnered with Amadeus, a global travel technology company. It will bring together Paytm’s extensive user base and Amadeus’s expertise to provide travelers with a more seamless and efficient booking experience.
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Penalty by RBI
The RBI fined Paytm Payments Bank Limited Rs 5.39 crore on October 23 for failing to comply with some provisions of Reserve Bank’s 2016 KYC guidelines.
Paytm Fundamentals & Quarterly Results
Market Cap | ₹ 29,354 Cr. |
Current Price | ₹ 462 |
High / Low | ₹ 998 / 310 |
Stock P/E | – |
Book Value | ₹ 210 |
Dividend Yield | 0.00 % |
ROCE | -10.2 % |
ROE | -10.7 % |
Face Value | ₹ 1.00 |
Debt to Equity | 0.01 |
Debt Capacity | 0.23 |
Debt preceding year | ₹ 223 Cr. |
Debt | ₹ 177 Cr. |
Reserves | ₹ 13,263 Cr. |
EPS | ₹ -22.3 |
EPS last year | ₹ -22.3 |
Pledged Percentage | 0.00 % |
FCF Prev Ann | ₹ -281 Cr. |
EV/EBITDA | -38.9 |
Industry PE | 60.9 |
PEG Ratio | – |
Piotroski Score | 7.00 |
Earnings Yield | -5.60 % |
Sales Growth 5 Years | 25.4 % |
Paytm Quarterly Results
Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|
Sales | 1,541 | 1,680 | 1,914 | 2,062 | 2,334 | 2,342 | 2,519 | 2,850 | 2,267 |
Expenses | 2,308 | 2,320 | 2,461 | 2,393 | 2,466 | 2,652 | 2,750 | 3,014 | 2,734 |
Operating Profit | -767 | -640 | -547 | -331 | -131 | -311 | -231 | -163 | -467 |
OPM % | -50% | -38% | -29% | -16% | -6% | -13% | -9% | -6% | -21% |
Other Income | 108 | 102 | 100 | 83 | 130 | 123 | 139 | 149 | 132 |
Interest | 7 | 6 | 5 | 5 | 7 | 7 | 7 | 5 | 5 |
Depreciation | 95 | 97 | 104 | 124 | 160 | 159 | 180 | 201 | 196 |
Profit before tax | -762 | -641 | -557 | -377 | -168 | -354 | -279 | -221 | -536 |
Tax % | -0% | -1% | -3% | -4% | 0% | -1% | -5% | -0% | -3% |
Net Profit | -762 | -645 | -572 | -392 | -168 | -358 | -292 | -222 | -550 |
EPS in Rs | -11.74 | -9.93 | -8.80 | -6.04 | -2.66 | -5.63 | -4.58 | -3.46 | -8.65 |
CAGR Report
10 Years | 5 Years | 3 Years | TTM / 1 Year | |
---|---|---|---|---|
Compounded Sales Growth | % | 25% | 53% | 25% |
Compounded Profit Growth | % | 11% | 5% | 21% |
Stock Price CAGR | % | % | % | -43% |
Return on Equity | % | -19% | -15% | -11% |
Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|
FIIs | 4.42% | 71.83% | 60.41% |
DIIs | 1.07% | 3.19% | 6.85% |
Public | 94.51% | 24.98% | 32.75% |
No. of Shareholders | 12,59,775 | 11,20,566 | 12,31,219 |
Year | Initial Target | Mid-Year Target | Year-End Target |
---|---|---|---|
2024 | ₹815.19 | ₹1039.87 | ₹1174.67 |
2025 | ₹1198 | ₹1126 | ₹1344 |
2026 | ₹1371 | ₹1289 | ₹1540 |
2027 | ₹1571 | ₹1476 | ₹1762 |
2028 | ₹1797 | ₹1690 | ₹2018 |
2029 | ₹2058 | ₹1934 | ₹2308 |
2030 | ₹2354 | ₹2212 | ₹2641 |
Month | Target |
January | ₹1198 |
February | ₹1222 |
March | ₹1246 |
April | ₹1205 |
May | ₹1165 |
June | ₹1126 |
July | ₹1171 |
August | ₹1218 |
September | ₹1267 |
October | ₹1292 |
November | ₹1318 |
December | ₹1344 |
Month | Target |
January | ₹1371 |
February | ₹1398 |
March | ₹1426 |
April | ₹1379 |
May | ₹1333 |
June | ₹1289 |
July | ₹1341 |
August | ₹1395 |
September | ₹1451 |
October | ₹1480 |
November | ₹1510 |
December | ₹1540 |
Month | Target |
January | ₹1571 |
February | ₹1602 |
March | ₹1634 |
April | ₹1580 |
May | ₹1527 |
June | ₹1476 |
July | ₹1535 |
August | ₹1596 |
September | ₹1660 |
October | ₹1693 |
November | ₹1727 |
December | ₹1762 |
Month | Target |
January | ₹1797 |
February | ₹1833 |
March | ₹1870 |
April | ₹1808 |
May | ₹1748 |
June | ₹1690 |
July | ₹1758 |
August | ₹1828 |
September | ₹1901 |
October | ₹1939 |
November | ₹1978 |
December | ₹2018 |
Month | Target |
January | ₹2058 |
February | ₹2099 |
March | ₹2141 |
April | ₹2070 |
May | ₹2001 |
June | ₹1934 |
July | ₹2011 |
August | ₹2091 |
September | ₹2175 |
October | ₹2219 |
November | ₹2263 |
December | ₹2308 |
Month | Target |
January | ₹2354 |
February | ₹2401 |
March | ₹2449 |
April | ₹2367 |
May | ₹2288 |
June | ₹2212 |
July | ₹2300 |
August | ₹2392 |
September | ₹2488 |
October | ₹2538 |
November | ₹2589 |
December | ₹2641 |
Official Website – paytm.com